Bank by API

Launch your own
fintech
product in
days

Full BaaS infrastructure: issue cards, open accounts, and move money with a single API. Turn your app into a financial hub with programmable banking features.
Contact sales

Your embedded finance toolkit

  • Virtual & Physical Cards

    Issue branded cards instantly with real-time controls and custom design.

  • Business Accounts

    Create multi-user IBAN accounts per customer with sub-accounts and balance segregation.

  • Payouts Engine

    Bulk disbursements via SEPA, SWIFT, or local rails — with status tracking and retries.

  • Compliance Built-in

    Automated KYC/KYB collection, document verification and AML monitoring.

  • Balance & Transaction APIs

    Pull real-time data into your dashboards or trigger workflows based on account activity.

Start integration

Go from zero to production in 24 hours

RESTful JSON APIs, Webhooks, Full sandbox, SDKs for Python, Node.js, Java, Go

Start building
  • 1. Issue a virtual card
    bash
    curl  -X  POST https://api.patronumtech.com/v1/cards \
      -H “Authorization: Bearer YOUR_API_KEY” \
      -H “Content-Type: application/json” \
      -d ‘{
        “user_id”: “usr_7d3a9f”,
        “type”: “virtual”,
        “currency”: “USD”,
        “spending_limits”: {
          “daily”: 5000,
          “monthly”: 50000,
        }
      }’
  • 2. Open a multi-currency business account
    bash
    curl  -X  POST https://api.patronumtech.com/v1/accounts \
      -H “Authorization: Bearer YOUR_API_KEY” \
      -H “Content-Type: application/json” \
      -d ‘{
        “customer_id”: “cust_8e2b1c”,
        “currencies”: [“USD”, “EUR”, “GBP”],
        “permissions”: [“send”, “receive”, “view”]
      }’

Who’s using Bank by API

  • Neobanks

    Launch IBAN accounts & cards

  • Fintech Startups

    Build banking product from scratch

  • SaaS Platforms

    Offer embedded financial services

  • Marketplaces

    Payout to sellers instantly

  • Enterprise FinOps

    Automate spend, reconciliation at scale

  • B2B Platforms

    Fund suppliers, manage expenses

Build the future of finance faster

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